No bank required
Owner-Financed Ranch Land in Texas
We finance our surveyed ranch tracts directly — a down payment and monthly payments to us, with deeded access and light restrictions. Ask for current terms on any lot below.
How owner financing works
Owner financing means we carry the note ourselves — you put money down and make monthly payments directly to Guadalupe Ranch Co., with no bank and no lengthy loan approval. It's the simplest way to buy recreational or hunting land: pick a tract, agree on terms, and start making payments.
Every tract is surveyed and sold with deeded access on graded ranch roads and light restrictions. The down payment, interest rate, and term are set per tract at contract — use the estimator below to size a monthly payment, then ask us for the current terms on any lot. We finance land across the Texas Hill Country (Kerr County), Edwards County near Rocksprings, and McCulloch County near Brady.
The Ranch Enterprises family
Selling Texas land for over 25 years
Guadalupe Ranch Co. is part of the Ranch Enterprises family — surveyed tracts, deeded access, and owner financing serviced in-house. We're the seller and the lender, not a broker handing you off to a bank.
- 25+ yrs
- Selling Texas land
- 320,000+
- Acres sold · TX, CO & NM
- 5,000+
- Tracts financed in-house
- 20+
- Texas counties
Frequently asked
- How does owner financing work?
- We finance the tract directly — you make a down payment and monthly payments to us, with no bank involved. Terms vary by ranch; ask us for the current down payment, rate, and term.
- Is the land surveyed with deeded access?
- Yes — every tract is surveyed and sold with deeded access on graded ranch roads.
- Where is the land?
- Across the Texas Hill Country (Kerr County), Edwards County near Rocksprings, and McCulloch County near Brady. Browse all areas to see what's available.
Estimate your payment
Estimated monthly
$877
Estimate only — excludes taxes, fees, and maintenance assessments. Actual financing terms are set at contract. Call 800-876-9720 for current owner finance terms.
Ask about owner financing
Tell us which tract interests you and we'll send the down payment, rate, and monthly terms.