Kerr County · Kerrville & Harper
Texas Hill Country Ranch Land for Sale
Surveyed ranch tracts in the Texas Hill Country — Kerr County, near Kerrville and Harper — offered with owner financing, deeded access on graded ranch roads, and light restrictions.
- Tracts available
- 31
- Acreage
- 10–42 ac
- Price
- $225,315–$945,000
- Per acre
- $22,123–$23,000
Where the tracts are
Highlighted tracts are open today.
Most tracts here are between $200,000 and $300,000.
- 5% down · $11,889 down · $1,966/mo at 9.9%
- 10% down · $23,778 down · $1,707/mo at 8.9%
- 15% down · $35,667 down · $1,554/mo at 8.5%
- 20% down · $47,556 down · $1,396/mo at 8%
About Texas Hill Country land
Kerr County sits in the heart of the Texas Hill Country, with Kerrville as its county seat and Harper, Ingram, Comfort, Mountain Home, and Fredericksburg nearby. It's about 65 miles northwest of San Antonio — roughly an hour up I-10 — and around 100 miles (about 1½ hours) from Austin, putting the land within easy reach of two major metros while still feeling like the country.
The terrain is classic Edwards Plateau limestone: rolling-to-hilly land from about 1,400 to 2,400 feet, dotted with live oak, cedar, and mesquite. The Guadalupe River rises from spring-fed forks in western Kerr County, and the Trinity and Edwards–Trinity aquifers supply most rural wells. Wildlife is a major draw — whitetail and Rio Grande turkey alongside dense, free-ranging axis deer, plus dove and hogs. Buyers come for the scenery, river and recreation access, the short drive to San Antonio and Austin, second-home appeal, and the area's historically strong land values.
What to know before buying in Texas Hill Country
Owner financing, no bank
We finance Texas Hill Country tracts directly — a down payment and monthly payments to us, with no bank qualification. Down payment, rate, and term are set per tract, so ask for current figures.
Surveyed, with deeded access
Every tract is surveyed with deeded access on graded ranch roads, so boundaries and entry are settled before you buy.
Light restrictions
Sensible restrictions protect value while keeping recreational, hunting, and homestead use open — no heavy HOA-style rules.
Ag & wildlife tax valuation
Much rural land here carries an agricultural or wildlife-management property-tax valuation that keeps annual taxes low. Confirm the current use and exemptions for any tract with the county appraisal district.
Kerr County property tax and ag exemption facts
Where the tracts' tax accounts sit
Kerr County Tax Office
700 Main Street, Suite 124
Kerrville, TX 78028
County seat
Kerrville
School districts our tracts fall in
Kerrville ISD
Ag valuation (1-d-1 open space)
Land in agricultural use for five of the last seven years can be appraised on its productivity value instead of market value, which is what keeps rural taxes low. The use has to be the land's primary use, to the degree of intensity typical for the county. You apply once with the appraisal district (state form 50-129) and it stays until the use changes.
Wildlife management
A tract already under ag valuation can switch to wildlife-management use and keep the same low valuation by managing for native wildlife: habitat control, supplemental water or food, predator control, census counts, with a written plan on the state form. Popular with hunters who don't run cattle. The minimum acreage after a subdivision is set county by county.
Rollback tax
Taking ag-valued land out of agricultural use triggers a rollback: the difference between taxes paid on productivity value and taxes on market value for the previous three years, plus interest. Building a home on part of a tract does not by itself end the ag use on the rest.
Protest deadline
The appraisal district mails notices of appraised value in spring. A protest to the Appraisal Review Board is due by May 15 or 30 days after the notice is delivered, whichever is later.
When taxes are due
Bills go out in October and are due by January 31 of the next year; penalty and interest start February 1. Our tracts are surveyed and platted, so each tract gets its own account and its own bill once the deed is on record.
Homestead on a rural tract
If you build and live on the tract as your principal residence you can claim the residence homestead exemption on the home and up to 20 acres; the rest of the tract can stay under ag or wildlife valuation.
Tax rates, appraised values and minimum acreages change every year; confirm current figures for any tract with the county appraisal district.
Land near Kerrville, Ingram
The Ranch Enterprises family
Selling Texas land for over 25 years
Guadalupe Ranch Co. is part of the Ranch Enterprises family — surveyed tracts, deeded access, and owner financing serviced in-house. We're the seller and the lender, not a broker handing you off to a bank.
- 25+ yrs
- Selling Texas land
- 320,000+
- Acres sold · TX, CO & NM
- 5,000+
- Tracts financed in-house
- 20+
- Texas counties
Frequently asked
- How far is Kerrville from San Antonio?
- About 65 miles northwest on Interstate 10 — roughly an hour's drive. Austin is about 100 miles (around 1½ hours), and Dallas–Fort Worth is a longer 4½-plus-hour trip.
- What can you hunt in the Hill Country near Kerr County?
- Native whitetail and Rio Grande turkey, plus dense free-ranging axis deer — an exotic that can be hunted year-round on private land with a license and landowner permission — along with dove, javelina, and feral hogs.
- Where does the Guadalupe River start?
- It rises from spring-fed North and South forks in western Kerr County, which meet near Hunt to form the main river.
- Do you offer owner financing on Hill Country ranch land?
- Yes — many of our tracts are available with owner financing. Reach out for current down-payment, rate, and term details.
- Is the land surveyed with deeded access?
- Every tract is surveyed and sold with deeded access on graded ranch roads.
- Can I hunt, build, or keep livestock?
- Our tracts carry light restrictions meant to protect value while keeping recreational, hunting, and homestead use open. Each ranch's restrictions page has the specifics.
Estimate your payment
Your rate follows your down payment — and improves on tracts over $200k. These are our actual tiers.
Estimated monthly
$1,323
Estimate only — excludes taxes, fees, and maintenance assessments. Actual financing terms are set at contract. Call 830-307-7533 for current owner finance terms.
Ask about Texas Hill Country land
Tell us what you're after and we'll send current tracts, pricing, and owner-financing terms.