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Owner financed · no bank required

20 to 50 acre tracts in McCulloch County

23 owner-financed tracts between 20 and 50 surveyed acres: room for a home site, a hunting setup and pasture. As little as 5% down, no bank.

open tracts
23
starting price
$144,340
acres
20–46
Open tracts
23
From
$144,340
Est. monthly
from $929/mo
Ranch
1

Where they are

Highlighted tracts are the ones that match this page.

By the numbers

Asking prices23 tracts
Asking prices$100–150k: 1 tracts1$100–150k$150–200k: 7 tracts7$150–200k$200–300k: 9 tracts9$200–300k$300k+: 6 tracts6$300k+

Most tracts here are between $150,000 and $300,000.

a typical tract here · $219,200Estimates only, over 30 years. Taxes and fees extra; terms are set at contract.
  1. 5% down · $10,960 down · $1,812/mo at 9.9%
  2. 10% down · $21,920 down · $1,573/mo at 8.9%
  3. 15% down · $32,880 down · $1,433/mo at 8.5%
  4. 20% down · $43,840 down · $1,287/mo at 8%

The Ranch Enterprises family

Selling Texas land for over 25 years

Guadalupe Ranch Co. is part of the Ranch Enterprises family — surveyed tracts, deeded access, and owner financing serviced in-house. We're the seller and the lender, not a broker handing you off to a bank.

25+ yrs
Selling Texas land
320,000+
Acres sold · TX, CO & NM
5,000+
Tracts financed in-house
20+
Texas counties

Frequently asked

Do you owner-finance every tract?
Yes. Guadalupe Ranch Co. finances every tract in-house with as little as 5% down and no bank. Pick a tract, choose your down payment, and the estimator on its page shows the payment before you call.
Is the land surveyed with deeded access?
Every tract is surveyed and sold with deeded access on graded ranch roads, so the acreage on the page is the acreage on the deed.
How are the monthly estimates figured?
Estimates use each tract's current terms or our table rate at 20% down over 30 years; taxes extra; final terms set at contract.
How big is "20 to 50 acres" really?
20 acres is about 15 football fields; 50 acres is about 38. Every tract here is surveyed, so the acreage on the page is the acreage on the deed. 23 such tracts are open right now.

Estimate your payment

Interest rate9.00%

Your rate follows your down payment — and improves on tracts over $200k. These are our actual tiers.

Estimated monthly

$929

Estimate only — excludes taxes, fees, and maintenance assessments. Actual financing terms are set at contract. Call (830)-307-7533 for current owner finance terms.

Get first shot at the next one

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