Owner financed · no bank required
10 to 20 acre tracts
133 owner-financed tracts between 10 and 20 surveyed acres, the size most buyers start with. As little as 5% down, no bank.
- open tracts
- 133
- starting price
- $54,795
- acres
- 10–20
- Open tracts
- 133 · 10 pending
- From
- $54,795
- Est. monthly
- from $353/mo
- Ranches
- 12
Where they are
Highlighted tracts are the ones that match this page.
By the numbers
Most tracts here are between $75,000 and $150,000.
- 5% down · $5,603 down · $1,006/mo at 10.9%
- 10% down · $11,205 down · $878/mo at 9.9%
- 15% down · $16,808 down · $801/mo at 9.5%
- 20% down · $22,410 down · $721/mo at 9%
about $383/mo est.
about $1,479/mo est.
about $1,323/mo est.
about $1,323/mo est.
about $1,323/mo est.
about $383/mo est.
about $1,324/mo est.
about $1,324/mo est.
about $1,324/mo est.
about $738/mo est.
about $517/mo est.
about $1,333/mo est.
about $1,326/mo est.
about $1,326/mo est.
about $1,328/mo est.
about $1,329/mo est.
about $1,329/mo est.
about $383/mo est.
about $1,334/mo est.
about $1,336/mo est.
about $575/mo est.
about $527/mo est.
about $527/mo est.
about $1,358/mo est.
about $395/mo est.
about $499/mo est.
about $364/mo est.
about $586/mo est.
about $364/mo est.
about $399/mo est.
about $1,396/mo est.
about $1,212/mo est.
about $608/mo est.
about $1,411/mo est.
about $353/mo est.
about $620/mo est.
about $1,491/mo est.
about $1,493/mo est.
about $625/mo est.
about $1,478/mo est.
about $541/mo est.
about $363/mo est.
about $365/mo est.
about $648/mo est.
about $1,530/mo est.
about $377/mo est.
95 more tracts in this bracket. Tap one for photos and the map.
| Tract | Ranch | Acres | Price | Est. payment |
|---|---|---|---|---|
| Lot 12 | Crooked Creek | 12 | $204,000 | about $1,198/mo est. |
| Lot 39Sale pending | 44 Ranch North | 12 | $73,185 | about $471/mo est. |
| Lot 63 | Lohn Hollow Ranch | 12.3 | $85,820 | about $552/mo est. |
| Lot 10 | High Bridge Ranch | 12.3 | $107,625 | about $693/mo est. |
| Lot 11 | High Ten Ranch | 12.3 | $277,200 | about $1,627/mo est. |
| Lot 175 | Tortuga Ranch | 12.3 | $61,638 | about $397/mo est. |
| Lot 45 | Lohn Hollow Ranch | 12.4 | $98,800 | about $636/mo est. |
| Lot 132 | Soledad Creek Ranch | 12.4 | $62,088 | about $400/mo est. |
| Lot 180 | Tortuga Ranch | 12.5 | $62,338 | about $401/mo est. |
| Lot 74 | Lohn Hollow Ranch | 12.6 | $100,400 | about $646/mo est. |
| Lot 44 | Lohn Hollow Ranch | 12.7 | $101,520 | about $653/mo est. |
| Lot 189 | Tortuga Ranch | 12.8 | $63,936 | about $412/mo est. |
| Lot 52 | Lohn Hollow Ranch | 12.9 | $103,440 | about $666/mo est. |
| Lot 53 | Lohn Hollow Ranch | 13 | $103,680 | about $667/mo est. |
| Lot 55 | Lohn Hollow Ranch | 13 | $103,680 | about $667/mo est. |
| Lot 54 | Lohn Hollow Ranch | 13 | $103,840 | about $668/mo est. |
| Lot 64 | Lohn Hollow Ranch | 13.1 | $91,910 | about $592/mo est. |
| Lot 165Sale pending | Tortuga Ranch | 13.2 | $66,134 | about $426/mo est. |
| Lot 12 | 44 Ranch North | 13.3 | $78,838 | about $507/mo est. |
| Lot 65 | Lohn Hollow Ranch | 13.3 | $93,030 | about $599/mo est. |
| Lot 62 | Lohn Hollow Ranch | 13.4 | $107,200 | about $690/mo est. |
| Lot 61 | Lohn Hollow Ranch | 13.4 | $107,360 | about $691/mo est. |
| Lot 66 | Lohn Hollow Ranch | 13.5 | $94,430 | about $608/mo est. |
| Lot 178 | Tortuga Ranch | 13.5 | $67,482 | about $434/mo est. |
| Lot 67 | Lohn Hollow Ranch | 13.7 | $95,690 | about $616/mo est. |
| Lot 9 | High Bridge Ranch | 13.8 | $120,750 | about $777/mo est. |
| Lot 12 | High Bridge Ranch | 13.8 | $120,750 | about $777/mo est. |
| Lot 1-A | X-E Ranch | 13.9 | $799,950 | about $4,696/mo est. |
| Lot 31 | Lohn Hollow Ranch | 13.9 | $139,300 | about $897/mo est. |
| Lot 1-E | X-E Ranch | 14 | $231,000 | about $1,356/mo est. |
| Lot 243 | Tortuga Ranch | 14.1 | $70,430 | about $453/mo est. |
| Lot 21 | High Ten Ranch | 14.3 | $327,740 | about $1,924/mo est. |
| Lot 6 | High Bridge Ranch | 14.5 | $126,875 | about $817/mo est. |
| Lot 8 | High Bridge Ranch | 14.5 | $126,875 | about $817/mo est. |
| Lot 133 | Soledad Creek Ranch | 14.6 | $72,827 | about $469/mo est. |
| Lot 41 | Lohn Hollow Ranch | 14.6 | $116,960 | about $753/mo est. |
| Lot 11 | 44 Ranch North | 14.7 | $87,227 | about $561/mo est. |
| Lot 167 | Tortuga Ranch | 14.7 | $73,476 | about $473/mo est. |
| Lot 86Sale pending | Soledad Creek Ranch | 14.8 | $74,126 | about $477/mo est. |
| Lot 37 | Lohn Hollow Ranch | 14.9 | $119,040 | about $766/mo est. |
| Lot 35 | Lohn Hollow Ranch | 14.9 | $111,750 | about $719/mo est. |
| Lot 233 | Tortuga Ranch | 14.9 | $74,475 | about $479/mo est. |
| Lot 5 | Lohn Hollow Ranch | 14.9 | $112,050 | about $721/mo est. |
| Lot 27 | 44 Ranch South | 15 | $89,000 | about $573/mo est. |
| Lot 1-C | X-E Ranch | 15 | $247,500 | about $1,453/mo est. |
| Lot 1-B | X-E Ranch | 15 | $247,500 | about $1,453/mo est. |
| Lot 1-D | X-E Ranch | 15 | $247,500 | about $1,453/mo est. |
| Lot 30 | Lohn Hollow Ranch | 15 | $112,650 | about $725/mo est. |
| Lot 9 | Lohn Hollow Ranch | 15.1 | $120,400 | about $775/mo est. |
| Lot 24 | High Ten Ranch | 15.1 | $339,975 | about $1,996/mo est. |
| Lot 185 | Tortuga Ranch | 15.2 | $75,774 | about $488/mo est. |
| Lot 69 | Lohn Hollow Ranch | 15.2 | $121,440 | about $782/mo est. |
| Lot 23 | Lohn Hollow Ranch | 15.2 | $106,400 | about $685/mo est. |
| Lot 9 | 44 Ranch North | 15.3 | $91,035 | about $586/mo est. |
| Lot 51 | Lohn Hollow Ranch | 15.3 | $122,640 | about $789/mo est. |
| Lot 42 | Lohn Hollow Ranch | 15.4 | $122,800 | about $790/mo est. |
| Lot 34 | Lohn Hollow Ranch | 15.4 | $115,275 | about $742/mo est. |
| Lot 70 | Lohn Hollow Ranch | 15.5 | $124,160 | about $799/mo est. |
| Lot 36 | Lohn Hollow Ranch | 15.6 | $124,480 | about $801/mo est. |
| Lot 2 | Lohn Hollow Ranch | 15.8 | $118,275 | about $761/mo est. |
| Lot 75 | Lohn Hollow Ranch | 15.8 | $126,240 | about $813/mo est. |
| Lot 181 | Tortuga Ranch | 15.8 | $78,821 | about $507/mo est. |
| Lot 15 | 44 Ranch North | 15.8 | $94,189 | about $606/mo est. |
| Lot 21 | Lohn Hollow Ranch | 15.8 | $118,800 | about $765/mo est. |
| Lot 245 | Tortuga Ranch | 15.9 | $79,470 | about $512/mo est. |
| Lot 14 | 44 Ranch North | 15.9 | $94,724 | about $610/mo est. |
| Lot 170 | Tortuga Ranch | 15.9 | $79,620 | about $513/mo est. |
| Lot 72 | 44 Ranch North | 16 | $95,081 | about $612/mo est. |
| Lot 10 | 44 Ranch North | 16 | $95,200 | about $613/mo est. |
| Lot 13 | 44 Ranch North | 16 | $95,438 | about $614/mo est. |
| Lot 218 | Tortuga Ranch | 16.3 | $81,419 | about $524/mo est. |
| Lot 40 | Lohn Hollow Ranch | 16.3 | $130,640 | about $841/mo est. |
| Lot 68 | Lohn Hollow Ranch | 16.4 | $114,730 | about $739/mo est. |
| Lot 26 | Lohn Hollow Ranch | 16.5 | $165,400 | about $1,065/mo est. |
| Lot 13 | High Bridge Ranch | 16.6 | $145,250 | about $935/mo est. |
| Lot 5-C | X-E Ranch | 16.7 | $275,083 | about $1,615/mo est. |
| Lot 43 | Lohn Hollow Ranch | 16.7 | $133,280 | about $858/mo est. |
| Lot 5-BSale pending | X-E Ranch | 16.7 | $274,933 | about $1,614/mo est. |
| Lot 4 | Lohn Hollow Ranch | 16.8 | $126,300 | about $813/mo est. |
| Lot 8 | Lohn Hollow Ranch | 17.2 | $137,520 | about $885/mo est. |
| Lot 32 | Lohn Hollow Ranch | 17.5 | $139,600 | about $899/mo est. |
| Lot 3 | Lohn Hollow Ranch | 17.5 | $131,250 | about $845/mo est. |
| Lot 25 | Lohn Hollow Ranch | 17.6 | $175,900 | about $1,132/mo est. |
| Lot 12 | Lohn Hollow Ranch | 17.8 | $142,640 | about $918/mo est. |
| Lot 67 | Soledad Creek Ranch | 18 | $89,810 | about $578/mo est. |
| Lot 12 | 44 Ranch South | 18 | $107,278 | about $691/mo est. |
| Lot 2 | Elm Springs | 18.2 | $208,840 | about $1,226/mo est. |
| Lot 11 | Lohn Hollow Ranch | 18.4 | $146,800 | about $945/mo est. |
| Lot 56Sale pending | Soledad Creek Ranch | 18.5 | $92,258 | about $594/mo est. |
| Lot 151Sale pending | Tortuga Ranch | 18.5 | $92,408 | about $595/mo est. |
| Lot 172 | Tortuga Ranch | 18.7 | $93,606 | about $603/mo est. |
| Lot 39 | Lohn Hollow Ranch | 19.1 | $143,400 | about $923/mo est. |
| Lot 57Sale pending | Soledad Creek Ranch | 19.3 | $96,553 | about $622/mo est. |
| Lot 16 | Walnut Creek Ranch | 19.7 | $442,575 | about $2,598/mo est. |
| Lot 38 | Elm Springs | 20 | $229,885 | about $1,349/mo est. |
The Ranch Enterprises family
Selling Texas land for over 25 years
Guadalupe Ranch Co. is part of the Ranch Enterprises family — surveyed tracts, deeded access, and owner financing serviced in-house. We're the seller and the lender, not a broker handing you off to a bank.
- 25+ yrs
- Selling Texas land
- 320,000+
- Acres sold · TX, CO & NM
- 5,000+
- Tracts financed in-house
- 20+
- Texas counties
Frequently asked
- Do you owner-finance every tract?
- Yes. Guadalupe Ranch Co. finances every tract in-house with as little as 5% down and no bank. Pick a tract, choose your down payment, and the estimator on its page shows the payment before you call.
- Is the land surveyed with deeded access?
- Every tract is surveyed and sold with deeded access on graded ranch roads, so the acreage on the page is the acreage on the deed.
- How are the monthly estimates figured?
- Estimates use each tract's current terms or our table rate at 20% down over 30 years; taxes extra; final terms set at contract.
- How big is "10 to 20 acres" really?
- 10 acres is about 8 football fields; 20 acres is about 15. Every tract here is surveyed, so the acreage on the page is the acreage on the deed. 133 such tracts are open right now.
Estimate your payment
Your rate follows your down payment — and improves on tracts over $200k. These are our actual tiers.
Estimated monthly
$353
Estimate only — excludes taxes, fees, and maintenance assessments. Actual financing terms are set at contract. Call (830)-307-7533 for current owner finance terms.
Get first shot at the next one
Tell us what you're after and a salesman will text you the tracts that fit, including the ones that list after today.