Owner financed · no bank required
Land with electric at the road
137 owner-financed tracts where power is set, at the road, or listed as available. Fewer surprises before the first build. As little as 5% down, no bank.
- open tracts
- 137
- starting price
- $77,550
- starting payment
- $499/mo
- Open tracts
- 137 · 4 pending
- From
- $77,550
- Est. monthly
- from $499/mo
- Ranches
- 11
Where they are
Highlighted tracts are the ones that match this page.
By the numbers
Most tracts here are $200,000 and up.
- 5% down · $10,185 down · $1,684/mo at 9.9%
- 10% down · $20,370 down · $1,462/mo at 8.9%
- 15% down · $30,555 down · $1,331/mo at 8.5%
- 20% down · $40,740 down · $1,196/mo at 8%
about $499/mo est.
about $517/mo est.
about $527/mo est.
about $527/mo est.
about $552/mo est.
about $573/mo est.
about $599/mo est.
about $608/mo est.
about $609/mo est.
about $636/mo est.
about $646/mo est.
about $653/mo est.
about $666/mo est.
about $667/mo est.
about $667/mo est.
about $668/mo est.
about $691/mo est.
about $719/mo est.
about $721/mo est.
about $725/mo est.
about $738/mo est.
about $739/mo est.
about $742/mo est.
about $753/mo est.
about $761/mo est.
about $766/mo est.
about $790/mo est.
about $799/mo est.
about $801/mo est.
about $813/mo est.
about $817/mo est.
about $841/mo est.
about $845/mo est.
about $885/mo est.
about $897/mo est.
about $899/mo est.
about $953/mo est.
about $983/mo est.
about $994/mo est.
93 more tracts in this bracket. Tap one for photos and the map.
| Tract | Ranch | Acres | Price | Est. payment |
|---|---|---|---|---|
| Lot 27Sale pending | Alamo Ranch | 36 | $156,470 | about $1,007/mo est. |
| Lot 1 | Lohn Hollow Ranch | 21.3 | $160,050 | about $1,030/mo est. |
| Lot 50 | Lohn Hollow Ranch | 20 | $160,320 | about $1,032/mo est. |
| Lot 19 | Alamo Ranch | 42 | $161,546 | about $1,040/mo est. |
| Lot 48 | Alamo Ranch | 42.4 | $163,356 | about $1,052/mo est. |
| Lot 20 | Lohn Hollow Ranch | 20.5 | $163,600 | about $1,053/mo est. |
| Lot 34 | Alamo Ranch | 38 | $165,213 | about $1,063/mo est. |
| Lot 26 | Lohn Hollow Ranch | 16.5 | $165,400 | about $1,065/mo est. |
| Lot 46 | Alamo Ranch | 38.5 | $167,301 | about $1,077/mo est. |
| Lot 76 | Lohn Hollow Ranch | 21.2 | $169,360 | about $1,090/mo est. |
| Lot 5 | Alamo Ranch | 39.4 | $171,216 | about $1,102/mo est. |
| Lot 49 | Lohn Hollow Ranch | 21.6 | $173,120 | about $1,114/mo est. |
| Lot 31 | Alamo Ranch | 42.3 | $184,005 | about $1,184/mo est. |
| Lot 33 | Alamo Ranch | 42.5 | $184,701 | about $1,189/mo est. |
| Lot 6 | Alamo Ranch | 43.9 | $191,096 | about $1,230/mo est. |
| Lot 45Sale pending | Alamo Ranch | 44 | $191,357 | about $1,232/mo est. |
| Lot 26 | Republic Ranch | 44.5 | $193,401 | about $1,245/mo est. |
| Lot 30 | Alamo Ranch | 44.6 | $194,184 | about $1,250/mo est. |
| Lot 26 | Alamo Ranch | 45 | $195,881 | about $1,261/mo est. |
| Lot 73 | Lohn Hollow Ranch | 24.6 | $196,480 | about $1,265/mo est. |
| Lot 20 | Alamo Ranch | 51.6 | $198,699 | about $1,279/mo est. |
| Lot 27 | Republic Ranch | 46.4 | $201,666 | about $1,184/mo est. |
| Lot 71 | Lohn Hollow Ranch | 20.4 | $203,700 | about $1,196/mo est. |
| Lot 28 | Lohn Hollow Ranch | 25.8 | $206,560 | about $1,213/mo est. |
| Lot 2 | Elm Springs | 18.2 | $208,840 | about $1,226/mo est. |
| Lot 73 | Lone Star Ranch | 48.2 | $209,539 | about $1,230/mo est. |
| Lot 10 | Lohn Hollow Ranch | 27.1 | $216,880 | about $1,273/mo est. |
| Lot 62Sale pending | Alamo Ranch | 50 | $217,370 | about $1,276/mo est. |
| Lot 72 | Lohn Hollow Ranch | 27.4 | $219,200 | about $1,287/mo est. |
| Lot 36 | Alamo Ranch | 51.4 | $223,416 | about $1,311/mo est. |
| Lot 4 | Republic Ranch | 51.5 | $223,894 | about $1,314/mo est. |
| Lot 22 | Alamo Ranch | 58.5 | $225,302 | about $1,323/mo est. |
| Lot 17 | High Ten Ranch | 10 | $225,315 | about $1,323/mo est. |
| Lot 18 | High Ten Ranch | 10 | $225,315 | about $1,323/mo est. |
| Lot 14 | High Ten Ranch | 10 | $225,337 | about $1,323/mo est. |
| Lot 91 | Alamo Ranch | 51.8 | $225,461 | about $1,323/mo est. |
| Lot 16 | High Ten Ranch | 10 | $225,540 | about $1,324/mo est. |
| Lot 10 | High Ten Ranch | 10 | $225,630 | about $1,324/mo est. |
| Lot 19 | High Ten Ranch | 10 | $225,630 | about $1,324/mo est. |
| Lot 23 | High Ten Ranch | 10 | $225,832 | about $1,326/mo est. |
| Lot 20 | High Ten Ranch | 10 | $225,945 | about $1,326/mo est. |
| Lot 3 | High Ten Ranch | 10.1 | $226,170 | about $1,328/mo est. |
| Lot 8 | High Ten Ranch | 10.1 | $226,372 | about $1,329/mo est. |
| Lot 15 | High Ten Ranch | 10.1 | $226,395 | about $1,329/mo est. |
| Lot 22 | High Ten Ranch | 10 | $227,092 | about $1,333/mo est. |
| Lot 86 | Alamo Ranch | 63.4 | $227,150 | about $1,333/mo est. |
| Lot 6 | High Ten Ranch | 10.1 | $227,250 | about $1,334/mo est. |
| Lot 5 | High Ten Ranch | 10.1 | $227,610 | about $1,336/mo est. |
| Lot 7 | Lohn Hollow Ranch | 28.8 | $230,160 | about $1,351/mo est. |
| Lot 9 | High Ten Ranch | 10.3 | $231,412 | about $1,358/mo est. |
| Lot 4 | High Ten Ranch | 10.6 | $237,780 | about $1,396/mo est. |
| Lot 93 | Alamo Ranch | 62.2 | $239,547 | about $1,406/mo est. |
| Lot 12 | High Ten Ranch | 10.9 | $240,435 | about $1,411/mo est. |
| Lot 50 | Alamo Ranch | 65.1 | $250,443 | about $1,470/mo est. |
| Lot 79 | Lohn Hollow Ranch | 33.6 | $251,625 | about $1,477/mo est. |
| Lot 7 | High Ten Ranch | 11.2 | $251,752 | about $1,478/mo est. |
| Lot 26 | High Ten Ranch | 11 | $253,966 | about $1,491/mo est. |
| Lot 25 | High Ten Ranch | 11.1 | $254,357 | about $1,493/mo est. |
| Lot 13 | High Ten Ranch | 11.6 | $260,595 | about $1,530/mo est. |
| Lot 15 | Alamo Ranch | 60.2 | $262,044 | about $1,538/mo est. |
| Lot 59 | Alamo Ranch | 60.7 | $263,871 | about $1,549/mo est. |
| Lot 1Sale pending | Lone Star Ranch | 69.7 | $268,230 | about $1,575/mo est. |
| Lot 90 | Alamo Ranch | 62.6 | $272,093 | about $1,597/mo est. |
| Lot 11 | High Ten Ranch | 12.3 | $277,200 | about $1,627/mo est. |
| Lot 51 | Alamo Ranch | 64.6 | $280,923 | about $1,649/mo est. |
| Lot 52 | Alamo Ranch | 64.6 | $281,184 | about $1,651/mo est. |
| Lot 48 | Lohn Hollow Ranch | 28.4 | $283,500 | about $1,664/mo est. |
| Lot 18 | Lohn Hollow Ranch | 35.8 | $286,480 | about $1,682/mo est. |
| Lot 44 | Alamo Ranch | 67.3 | $292,712 | about $1,718/mo est. |
| Lot 40 | Alamo Ranch | 76.4 | $294,217 | about $1,727/mo est. |
| Lot 25 | Alamo Ranch | 70.8 | $307,980 | about $1,808/mo est. |
| Lot 78 | Lohn Hollow Ranch | 43.3 | $324,900 | about $1,907/mo est. |
| Lot 24 | Lohn Hollow Ranch | 32.6 | $325,900 | about $1,913/mo est. |
| Lot 21 | High Ten Ranch | 14.3 | $327,740 | about $1,924/mo est. |
| Lot 24 | High Ten Ranch | 15.1 | $339,975 | about $1,996/mo est. |
| Lot 79 | Alamo Ranch | 94.1 | $362,208 | about $2,126/mo est. |
| Lot 92 | Alamo Ranch | 96 | $369,446 | about $2,169/mo est. |
| Lot 16 | Lohn Hollow Ranch | 37 | $370,100 | about $2,173/mo est. |
| Lot 17 | Lohn Hollow Ranch | 52.2 | $391,425 | about $2,298/mo est. |
| Lot 80 | Lohn Hollow Ranch | 39.7 | $397,200 | about $2,332/mo est. |
| Lot 1 | Elm Springs | 35.5 | $420,095 | about $2,466/mo est. |
| Lot 77 | Alamo Ranch | 96.8 | $421,211 | about $2,473/mo est. |
| Lot 16 | Walnut Creek Ranch | 19.7 | $442,575 | about $2,598/mo est. |
| Lot 77 | Lohn Hollow Ranch | 46.2 | $461,800 | about $2,711/mo est. |
| Lot 14 | Walnut Creek Ranch | 24.3 | $545,625 | about $3,203/mo est. |
| Lot 13 | Walnut Creek Ranch | 26.8 | $601,875 | about $3,533/mo est. |
| Lot 15 | Walnut Creek Ranch | 31.4 | $707,175 | about $4,151/mo est. |
| Lot 13 HQ | Lone Star Ranch | 100.5 | $750,000 | about $4,403/mo est. |
| Lot 1-A | X-E Ranch | 13.9 | $799,950 | about $4,696/mo est. |
| Lot 14 | Lohn Hollow Ranch | 101.1 | $1,010,500 | about $5,932/mo est. |
| Lot 15 | Lohn Hollow Ranch | 103.4 | $1,033,700 | about $6,068/mo est. |
| Lot 19 | Lohn Hollow Ranch | 107.1 | $1,070,400 | about $6,283/mo est. |
| Lot 13 | Lohn Hollow Ranch | 123.3 | $1,250,000 | about $7,338/mo est. |
The Ranch Enterprises family
Selling Texas land for over 25 years
Guadalupe Ranch Co. is part of the Ranch Enterprises family — surveyed tracts, deeded access, and owner financing serviced in-house. We're the seller and the lender, not a broker handing you off to a bank.
- 25+ yrs
- Selling Texas land
- 320,000+
- Acres sold · TX, CO & NM
- 5,000+
- Tracts financed in-house
- 20+
- Texas counties
Frequently asked
- Do you owner-finance every tract?
- Yes. Guadalupe Ranch Co. finances every tract in-house with as little as 5% down and no bank. Pick a tract, choose your down payment, and the estimator on its page shows the payment before you call.
- Is the land surveyed with deeded access?
- Every tract is surveyed and sold with deeded access on graded ranch roads, so the acreage on the page is the acreage on the deed.
- How are the monthly estimates figured?
- Estimates use each tract's current terms or our table rate at 20% down over 30 years; taxes extra; final terms set at contract.
- What does "electric available" mean?
- The co-op line runs along or near the tract and a meter can be set. "Power set" means a meter loop is already in. The tract page says which, and the co-op quotes the drop.
Estimate your payment
Your rate follows your down payment — and improves on tracts over $200k. These are our actual tiers.
Estimated monthly
$499
Estimate only — excludes taxes, fees, and maintenance assessments. Actual financing terms are set at contract. Call (830)-307-7533 for current owner finance terms.
Get first shot at the next one
Tell us what you're after and a salesman will text you the tracts that fit, including the ones that list after today.