Owner financed · no bank required
Land under $1,000 a month
140 owner-financed tracts with an estimated payment under $1,000 a month at 20% down over 30 years. Put more down and it drops. No bank.
- open tracts
- 140
- starting price
- $50,995
- starting payment
- $328/mo
- Open tracts
- 140 · 8 pending
- From
- $50,995
- Est. monthly
- from $328/mo
- Ranches
- 14
Where they are
Highlighted tracts are the ones that match this page.
By the numbers
Most tracts here are between $100,000 and $150,000.
- 5% down · $5,553 down · $997/mo at 10.9%
- 10% down · $11,107 down · $870/mo at 9.9%
- 15% down · $16,660 down · $794/mo at 9.5%
- 20% down · $22,213 down · $715/mo at 9%
about $353/mo est.
about $363/mo est.
about $364/mo est.
about $364/mo est.
about $365/mo est.
about $377/mo est.
about $383/mo est.
about $383/mo est.
about $383/mo est.
about $395/mo est.
about $397/mo est.
about $399/mo est.
about $400/mo est.
about $401/mo est.
about $412/mo est.
about $426/mo est.
about $434/mo est.
about $453/mo est.
about $469/mo est.
about $471/mo est.
about $473/mo est.
about $477/mo est.
about $479/mo est.
about $488/mo est.
about $499/mo est.
about $507/mo est.
about $507/mo est.
about $512/mo est.
about $513/mo est.
about $517/mo est.
about $524/mo est.
about $527/mo est.
about $527/mo est.
about $541/mo est.
about $552/mo est.
about $561/mo est.
about $573/mo est.
about $575/mo est.
about $578/mo est.
about $586/mo est.
about $586/mo est.
about $592/mo est.
about $595/mo est.
about $599/mo est.
100 more tracts in this bracket. Tap one for photos and the map.
| Tract | Ranch | Acres | Price | Est. payment |
|---|---|---|---|---|
| Lot 26 | Darden Canyon | 28.4 | $93,819 | about $604/mo est. |
| Lot 15 | 44 Ranch North | 15.8 | $94,189 | about $606/mo est. |
| Lot 5 | High Bridge Ranch | 10.8 | $94,500 | about $608/mo est. |
| Lot 66 | Lohn Hollow Ranch | 13.5 | $94,430 | about $608/mo est. |
| Lot 38 | Lohn Hollow Ranch | 11.8 | $94,640 | about $609/mo est. |
| Lot 14 | 44 Ranch North | 15.9 | $94,724 | about $610/mo est. |
| Lot 72 | 44 Ranch North | 16 | $95,081 | about $612/mo est. |
| Lot 10 | 44 Ranch North | 16 | $95,200 | about $613/mo est. |
| Lot 13 | 44 Ranch North | 16 | $95,438 | about $614/mo est. |
| Lot 67 | Lohn Hollow Ranch | 13.7 | $95,690 | about $616/mo est. |
| Lot 3 | High Bridge Ranch | 11 | $96,250 | about $620/mo est. |
| Lot 57Sale pending | Soledad Creek Ranch | 19.3 | $96,553 | about $622/mo est. |
| Lot 11 | High Bridge Ranch | 11.1 | $97,125 | about $625/mo est. |
| Lot 45 | Lohn Hollow Ranch | 12.4 | $98,800 | about $636/mo est. |
| Lot 74 | Lohn Hollow Ranch | 12.6 | $100,400 | about $646/mo est. |
| Lot 4 | High Bridge Ranch | 11.5 | $100,625 | about $648/mo est. |
| Lot 44 | Lohn Hollow Ranch | 12.7 | $101,520 | about $653/mo est. |
| Lot 52 | Lohn Hollow Ranch | 12.9 | $103,440 | about $666/mo est. |
| Lot 53 | Lohn Hollow Ranch | 13 | $103,680 | about $667/mo est. |
| Lot 55 | Lohn Hollow Ranch | 13 | $103,680 | about $667/mo est. |
| Lot 54 | Lohn Hollow Ranch | 13 | $103,840 | about $668/mo est. |
| Lot 23 | Lohn Hollow Ranch | 15.2 | $106,400 | about $685/mo est. |
| Lot 62 | Lohn Hollow Ranch | 13.4 | $107,200 | about $690/mo est. |
| Lot 234 | Tortuga Ranch | 21.5 | $107,143 | about $690/mo est. |
| Lot 12 | 44 Ranch South | 18 | $107,278 | about $691/mo est. |
| Lot 61 | Lohn Hollow Ranch | 13.4 | $107,360 | about $691/mo est. |
| Lot 10 | High Bridge Ranch | 12.3 | $107,625 | about $693/mo est. |
| Lot 31 | Pumpville Ranch Subd | 127.7 | $108,409 | about $698/mo est. |
| Lot 50 | Pumpville Ranch Subd | 130.9 | $111,092 | about $715/mo est. |
| Lot 238 | Tortuga Ranch | 22.2 | $111,039 | about $715/mo est. |
| Lot 35 | Lohn Hollow Ranch | 14.9 | $111,750 | about $719/mo est. |
| Lot 5 | Lohn Hollow Ranch | 14.9 | $112,050 | about $721/mo est. |
| Lot 30 | Lohn Hollow Ranch | 15 | $112,650 | about $725/mo est. |
| Lot 56 | Lohn Hollow Ranch | 10 | $114,600 | about $738/mo est. |
| Lot 68 | Lohn Hollow Ranch | 16.4 | $114,730 | about $739/mo est. |
| Lot 34 | Lohn Hollow Ranch | 15.4 | $115,275 | about $742/mo est. |
| Lot 41 | Lohn Hollow Ranch | 14.6 | $116,960 | about $753/mo est. |
| Lot 237 | Tortuga Ranch | 23.5 | $117,482 | about $756/mo est. |
| Lot 2 | Lohn Hollow Ranch | 15.8 | $118,275 | about $761/mo est. |
| Lot 21 | Lohn Hollow Ranch | 15.8 | $118,800 | about $765/mo est. |
| Lot 37 | Lohn Hollow Ranch | 14.9 | $119,040 | about $766/mo est. |
| Lot 9 | Lohn Hollow Ranch | 15.1 | $120,400 | about $775/mo est. |
| Lot 9 | High Bridge Ranch | 13.8 | $120,750 | about $777/mo est. |
| Lot 12 | High Bridge Ranch | 13.8 | $120,750 | about $777/mo est. |
| Lot 69 | Lohn Hollow Ranch | 15.2 | $121,440 | about $782/mo est. |
| Lot 236 | Tortuga Ranch | 24.4 | $122,078 | about $786/mo est. |
| Lot 24 | Darden Canyon | 37.1 | $122,364 | about $788/mo est. |
| Lot 51 | Lohn Hollow Ranch | 15.3 | $122,640 | about $789/mo est. |
| Lot 42 | Lohn Hollow Ranch | 15.4 | $122,800 | about $790/mo est. |
| Lot 70 | Lohn Hollow Ranch | 15.5 | $124,160 | about $799/mo est. |
| Lot 36 | Lohn Hollow Ranch | 15.6 | $124,480 | about $801/mo est. |
| Lot 47 | Langtry West Ranch | 166.1 | $124,605 | about $802/mo est. |
| Lot 30 | Darden Canyon | 37.9 | $125,169 | about $806/mo est. |
| Lot 179 | Tortuga Ranch | 25.2 | $125,974 | about $811/mo est. |
| Lot 4 | Lohn Hollow Ranch | 16.8 | $126,300 | about $813/mo est. |
| Lot 75 | Lohn Hollow Ranch | 15.8 | $126,240 | about $813/mo est. |
| Lot 16 | Pumpville Ranch Subd | 149.2 | $126,645 | about $815/mo est. |
| Lot 6 | High Bridge Ranch | 14.5 | $126,875 | about $817/mo est. |
| Lot 8 | High Bridge Ranch | 14.5 | $126,875 | about $817/mo est. |
| Lot 32 | Darden Canyon | 33.7 | $127,900 | about $823/mo est. |
| Lot 40 | Lohn Hollow Ranch | 16.3 | $130,640 | about $841/mo est. |
| Lot 36 | Pumpville Ranch Subd | 137.6 | $130,744 | about $842/mo est. |
| Lot 3 | Lohn Hollow Ranch | 17.5 | $131,250 | about $845/mo est. |
| Lot 37 | Pumpville Ranch Subd | 138.5 | $131,418 | about $846/mo est. |
| Lot 27 | Darden Canyon | 34.8 | $132,354 | about $852/mo est. |
| Lot 24 | Osman Canyon Ranch Ph Ii | 139.8 | $132,487 | about $853/mo est. |
| Lot 17 | Pumpville Ranch Subd | 156.5 | $132,869 | about $855/mo est. |
| Lot 43 | Lohn Hollow Ranch | 16.7 | $133,280 | about $858/mo est. |
| Lot 32 | Pumpville Ranch Subd | 143 | $135,660 | about $873/mo est. |
| Lot 229 | Tortuga Ranch | 27.2 | $135,814 | about $874/mo est. |
| Lot 18 | Darden Canyon | 41.2 | $135,861 | about $875/mo est. |
| Lot 8 | Lohn Hollow Ranch | 17.2 | $137,520 | about $885/mo est. |
| Lot 240 | Tortuga Ranch | 27.6 | $138,012 | about $888/mo est. |
| Lot 31 | Lohn Hollow Ranch | 13.9 | $139,300 | about $897/mo est. |
| Lot 22 | Brandon Ranch | 27.9 | $139,560 | about $898/mo est. |
| Lot 32 | Lohn Hollow Ranch | 17.5 | $139,600 | about $899/mo est. |
| Lot 60 | 44 Ranch North | 23.8 | $141,670 | about $912/mo est. |
| Lot 12 | Lohn Hollow Ranch | 17.8 | $142,640 | about $918/mo est. |
| Lot 24 | Alamo Ranch | 32.9 | $143,115 | about $921/mo est. |
| Lot 27 | Pumpville Ranch Subd | 151 | $143,261 | about $922/mo est. |
| Lot 39 | Lohn Hollow Ranch | 19.1 | $143,400 | about $923/mo est. |
| Lot 20Sale pending | Darden Canyon | 43.5 | $143,583 | about $924/mo est. |
| Lot 31 | Darden Canyon | 43.5 | $143,517 | about $924/mo est. |
| Lot 15 | Pumpville Ranch Subd | 169.2 | $143,642 | about $925/mo est. |
| Lot 40 PT | Liberty Ranch | 28.8 | $143,806 | about $926/mo est. |
| Lot 22 | Lohn Hollow Ranch | 20.6 | $144,340 | about $929/mo est. |
| Lot 5 | Pumpville Ranch Subd | 152.1 | $144,362 | about $929/mo est. |
| Lot 13 | High Bridge Ranch | 16.6 | $145,250 | about $935/mo est. |
| Lot 11 | Lohn Hollow Ranch | 18.4 | $146,800 | about $945/mo est. |
| Lot 35 | Alamo Ranch | 34 | $147,987 | about $953/mo est. |
| Lot 15 | Darden Canyon | 45.1 | $148,665 | about $957/mo est. |
| Lot 21 | Pumpville Ranch Subd | 158 | $149,914 | about $965/mo est. |
| Lot 63 | Brandon Ranch | 30.1 | $150,150 | about $967/mo est. |
| Lot 11 | Pumpville Ranch Subd | 179.3 | $152,192 | about $980/mo est. |
| Lot 6 | Lohn Hollow Ranch | 20.4 | $152,775 | about $983/mo est. |
| Lot 34 | Pumpville Ranch Subd | 161.3 | $153,083 | about $985/mo est. |
| Lot 14 | Darden Canyon | 46.6 | $153,747 | about $990/mo est. |
| Lot 26 | Pumpville Ranch Subd | 162.1 | $153,804 | about $990/mo est. |
| Lot 1 | Pumpville Ranch Subd | 162.7 | $154,421 | about $994/mo est. |
| Lot 24 | Pumpville Ranch Subd | 148.1 | $155,336 | about $1,000/mo est. |
The Ranch Enterprises family
Selling Texas land for over 25 years
Guadalupe Ranch Co. is part of the Ranch Enterprises family — surveyed tracts, deeded access, and owner financing serviced in-house. We're the seller and the lender, not a broker handing you off to a bank.
- 25+ yrs
- Selling Texas land
- 320,000+
- Acres sold · TX, CO & NM
- 5,000+
- Tracts financed in-house
- 20+
- Texas counties
Frequently asked
- Do you owner-finance every tract?
- Yes. Guadalupe Ranch Co. finances every tract in-house with as little as 5% down and no bank. Pick a tract, choose your down payment, and the estimator on its page shows the payment before you call.
- Is the land surveyed with deeded access?
- Every tract is surveyed and sold with deeded access on graded ranch roads, so the acreage on the page is the acreage on the deed.
- How are the monthly estimates figured?
- Estimates use each tract's current terms or our table rate at 20% down over 30 years; taxes extra; final terms set at contract.
Estimate your payment
Your rate follows your down payment — and improves on tracts over $200k. These are our actual tiers.
Estimated monthly
$328
Estimate only — excludes taxes, fees, and maintenance assessments. Actual financing terms are set at contract. Call (830)-307-7533 for current owner finance terms.
Get first shot at the next one
Tell us what you're after and a salesman will text you the tracts that fit, including the ones that list after today.