Owner financed · no bank required
Land under $100,000
55 owner-financed tracts priced under $100,000. As little as 5% down, no bank, and the payment estimator on every tract page.
- open tracts
- 55
- starting price
- $50,995
- starting payment
- $328/mo
- Open tracts
- 55 · 7 pending
- From
- $50,995
- Est. monthly
- from $328/mo
- Ranches
- 9
Where they are
Highlighted tracts are the ones that match this page.
By the numbers
Most tracts here are between $75,000 and $100,000.
- 5% down · $4,012 down · $720/mo at 10.9%
- 10% down · $8,024 down · $628/mo at 9.9%
- 15% down · $12,036 down · $573/mo at 9.5%
- 20% down · $16,048 down · $517/mo at 9%
about $353/mo est.
about $363/mo est.
about $364/mo est.
about $364/mo est.
about $365/mo est.
about $377/mo est.
about $383/mo est.
about $383/mo est.
about $383/mo est.
about $395/mo est.
about $397/mo est.
about $399/mo est.
about $400/mo est.
about $401/mo est.
about $412/mo est.
about $426/mo est.
about $434/mo est.
about $453/mo est.
about $469/mo est.
about $471/mo est.
about $473/mo est.
about $477/mo est.
about $479/mo est.
about $488/mo est.
about $499/mo est.
about $507/mo est.
about $507/mo est.
about $512/mo est.
about $513/mo est.
about $517/mo est.
about $524/mo est.
about $527/mo est.
about $527/mo est.
about $541/mo est.
about $552/mo est.
about $561/mo est.
about $573/mo est.
about $575/mo est.
about $578/mo est.
about $586/mo est.
about $586/mo est.
about $592/mo est.
about $595/mo est.
about $599/mo est.
14 more tracts in this bracket. Tap one for photos and the map.
| Tract | Ranch | Acres | Price | Est. payment |
|---|---|---|---|---|
| Lot 26 | Darden Canyon | 28.4 | $93,819 | about $604/mo est. |
| Lot 15 | 44 Ranch North | 15.8 | $94,189 | about $606/mo est. |
| Lot 66 | Lohn Hollow Ranch | 13.5 | $94,430 | about $608/mo est. |
| Lot 5 | High Bridge Ranch | 10.8 | $94,500 | about $608/mo est. |
| Lot 38 | Lohn Hollow Ranch | 11.8 | $94,640 | about $609/mo est. |
| Lot 14 | 44 Ranch North | 15.9 | $94,724 | about $610/mo est. |
| Lot 72 | 44 Ranch North | 16 | $95,081 | about $612/mo est. |
| Lot 10 | 44 Ranch North | 16 | $95,200 | about $613/mo est. |
| Lot 13 | 44 Ranch North | 16 | $95,438 | about $614/mo est. |
| Lot 67 | Lohn Hollow Ranch | 13.7 | $95,690 | about $616/mo est. |
| Lot 3 | High Bridge Ranch | 11 | $96,250 | about $620/mo est. |
| Lot 57Sale pending | Soledad Creek Ranch | 19.3 | $96,553 | about $622/mo est. |
| Lot 11 | High Bridge Ranch | 11.1 | $97,125 | about $625/mo est. |
| Lot 45 | Lohn Hollow Ranch | 12.4 | $98,800 | about $636/mo est. |
The Ranch Enterprises family
Selling Texas land for over 25 years
Guadalupe Ranch Co. is part of the Ranch Enterprises family — surveyed tracts, deeded access, and owner financing serviced in-house. We're the seller and the lender, not a broker handing you off to a bank.
- 25+ yrs
- Selling Texas land
- 320,000+
- Acres sold · TX, CO & NM
- 5,000+
- Tracts financed in-house
- 20+
- Texas counties
Frequently asked
- Do you owner-finance every tract?
- Yes. Guadalupe Ranch Co. finances every tract in-house with as little as 5% down and no bank. Pick a tract, choose your down payment, and the estimator on its page shows the payment before you call.
- Is the land surveyed with deeded access?
- Every tract is surveyed and sold with deeded access on graded ranch roads, so the acreage on the page is the acreage on the deed.
- How are the monthly estimates figured?
- Estimates use each tract's current terms or our table rate at 20% down over 30 years; taxes extra; final terms set at contract.
Estimate your payment
Your rate follows your down payment — and improves on tracts over $200k. These are our actual tiers.
Estimated monthly
$328
Estimate only — excludes taxes, fees, and maintenance assessments. Actual financing terms are set at contract. Call (830)-307-7533 for current owner finance terms.
Get first shot at the next one
Tell us what you're after and a salesman will text you the tracts that fit, including the ones that list after today.