Owner financed · no bank required
Land under $100,000 in McCulloch County
11 owner-financed tracts priced under $100,000. As little as 5% down, no bank, and the payment estimator on every tract page.
- open tracts
- 11
- starting price
- $77,550
- starting payment
- $499/mo
- Open tracts
- 11
- From
- $77,550
- Est. monthly
- from $499/mo
- Ranch
- 1
Where they are
Highlighted tracts are the ones that match this page.
By the numbers
Most tracts here are between $75,000 and $100,000.
- 5% down · $4,596 down · $825/mo at 10.9%
- 10% down · $9,191 down · $720/mo at 9.9%
- 15% down · $13,787 down · $657/mo at 9.5%
- 20% down · $18,382 down · $592/mo at 9%
about $499/mo est.
about $517/mo est.
about $527/mo est.
about $527/mo est.
about $552/mo est.
about $592/mo est.
about $599/mo est.
about $608/mo est.
about $609/mo est.
about $616/mo est.
The Ranch Enterprises family
Selling Texas land for over 25 years
Guadalupe Ranch Co. is part of the Ranch Enterprises family — surveyed tracts, deeded access, and owner financing serviced in-house. We're the seller and the lender, not a broker handing you off to a bank.
- 25+ yrs
- Selling Texas land
- 320,000+
- Acres sold · TX, CO & NM
- 5,000+
- Tracts financed in-house
- 20+
- Texas counties
Frequently asked
- Do you owner-finance every tract?
- Yes. Guadalupe Ranch Co. finances every tract in-house with as little as 5% down and no bank. Pick a tract, choose your down payment, and the estimator on its page shows the payment before you call.
- Is the land surveyed with deeded access?
- Every tract is surveyed and sold with deeded access on graded ranch roads, so the acreage on the page is the acreage on the deed.
- How are the monthly estimates figured?
- Estimates use each tract's current terms or our table rate at 20% down over 30 years; taxes extra; final terms set at contract.
Estimate your payment
Your rate follows your down payment — and improves on tracts over $200k. These are our actual tiers.
Estimated monthly
$499
Estimate only — excludes taxes, fees, and maintenance assessments. Actual financing terms are set at contract. Call (830)-307-7533 for current owner finance terms.
Get first shot at the next one
Tell us what you're after and a salesman will text you the tracts that fit, including the ones that list after today.