Owner financed · no bank required
Land that allows a manufactured home
97 owner-financed tracts on ranches whose deed restrictions permit new manufactured homes, with conditions such as age, size and skirting. As little as 5% down, no bank.
- open tracts
- 97
- starting price
- $54,795
- starting payment
- $353/mo
- Open tracts
- 97 · 7 pending
- From
- $54,795
- Est. monthly
- from $353/mo
- Ranches
- 9
Where they are
Highlighted tracts are the ones that match this page.
By the numbers
Most tracts here are $100,000 and up.
- 5% down · $6,038 down · $1,084/mo at 10.9%
- 10% down · $12,075 down · $946/mo at 9.9%
- 15% down · $18,113 down · $863/mo at 9.5%
- 20% down · $24,150 down · $777/mo at 9%
about $353/mo est.
about $363/mo est.
about $364/mo est.
about $364/mo est.
about $365/mo est.
about $377/mo est.
about $383/mo est.
about $383/mo est.
about $383/mo est.
about $395/mo est.
about $397/mo est.
about $399/mo est.
about $400/mo est.
about $401/mo est.
about $412/mo est.
about $426/mo est.
about $434/mo est.
about $453/mo est.
about $469/mo est.
about $471/mo est.
about $473/mo est.
about $477/mo est.
about $479/mo est.
about $488/mo est.
about $507/mo est.
about $507/mo est.
about $512/mo est.
about $513/mo est.
about $524/mo est.
about $541/mo est.
about $561/mo est.
about $573/mo est.
about $575/mo est.
about $578/mo est.
about $586/mo est.
about $586/mo est.
about $595/mo est.
about $603/mo est.
about $606/mo est.
about $608/mo est.
about $612/mo est.
about $613/mo est.
about $614/mo est.
about $620/mo est.
56 more tracts in this bracket. Tap one for photos and the map.
| Tract | Ranch | Acres | Price | Est. payment |
|---|---|---|---|---|
| Lot 11 | High Bridge Ranch | 11.1 | $97,125 | about $625/mo est. |
| Lot 4 | High Bridge Ranch | 11.5 | $100,625 | about $648/mo est. |
| Lot 234 | Tortuga Ranch | 21.5 | $107,143 | about $690/mo est. |
| Lot 12 | 44 Ranch South | 18 | $107,278 | about $691/mo est. |
| Lot 10 | High Bridge Ranch | 12.3 | $107,625 | about $693/mo est. |
| Lot 238 | Tortuga Ranch | 22.2 | $111,039 | about $715/mo est. |
| Lot 237 | Tortuga Ranch | 23.5 | $117,482 | about $756/mo est. |
| Lot 9 | High Bridge Ranch | 13.8 | $120,750 | about $777/mo est. |
| Lot 12 | High Bridge Ranch | 13.8 | $120,750 | about $777/mo est. |
| Lot 236 | Tortuga Ranch | 24.4 | $122,078 | about $786/mo est. |
| Lot 179 | Tortuga Ranch | 25.2 | $125,974 | about $811/mo est. |
| Lot 6 | High Bridge Ranch | 14.5 | $126,875 | about $817/mo est. |
| Lot 8 | High Bridge Ranch | 14.5 | $126,875 | about $817/mo est. |
| Lot 229 | Tortuga Ranch | 27.2 | $135,814 | about $874/mo est. |
| Lot 240 | Tortuga Ranch | 27.6 | $138,012 | about $888/mo est. |
| Lot 60 | 44 Ranch North | 23.8 | $141,670 | about $912/mo est. |
| Lot 13 | High Bridge Ranch | 16.6 | $145,250 | about $935/mo est. |
| Lot 70 | 44 Ranch North | 26.5 | $157,913 | about $1,016/mo est. |
| Lot 6 | 44 Ranch North | 25.9 | $168,220 | about $1,083/mo est. |
| Lot 63 | 44 Ranch North | 30.4 | $197,600 | about $1,272/mo est. |
| Lot 71 | 44 Ranch North | 33.4 | $198,492 | about $1,278/mo est. |
| Lot 12 | Crooked Creek | 12 | $204,000 | about $1,198/mo est. |
| Lot 48 | 44 Ranch South | 30 | $208,361 | about $1,223/mo est. |
| Lot 2 | Elm Springs | 18.2 | $208,840 | about $1,226/mo est. |
| Lot 17 | High Ten Ranch | 10 | $225,315 | about $1,323/mo est. |
| Lot 18 | High Ten Ranch | 10 | $225,315 | about $1,323/mo est. |
| Lot 14 | High Ten Ranch | 10 | $225,337 | about $1,323/mo est. |
| Lot 16 | High Ten Ranch | 10 | $225,540 | about $1,324/mo est. |
| Lot 10 | High Ten Ranch | 10 | $225,630 | about $1,324/mo est. |
| Lot 19 | High Ten Ranch | 10 | $225,630 | about $1,324/mo est. |
| Lot 23 | High Ten Ranch | 10 | $225,832 | about $1,326/mo est. |
| Lot 20 | High Ten Ranch | 10 | $225,945 | about $1,326/mo est. |
| Lot 3 | High Ten Ranch | 10.1 | $226,170 | about $1,328/mo est. |
| Lot 8 | High Ten Ranch | 10.1 | $226,372 | about $1,329/mo est. |
| Lot 15 | High Ten Ranch | 10.1 | $226,395 | about $1,329/mo est. |
| Lot 22 | High Ten Ranch | 10 | $227,092 | about $1,333/mo est. |
| Lot 6 | High Ten Ranch | 10.1 | $227,250 | about $1,334/mo est. |
| Lot 5 | High Ten Ranch | 10.1 | $227,610 | about $1,336/mo est. |
| Lot 38 | Elm Springs | 20 | $229,885 | about $1,349/mo est. |
| Lot 9 | High Ten Ranch | 10.3 | $231,412 | about $1,358/mo est. |
| Lot 4 | High Ten Ranch | 10.6 | $237,780 | about $1,396/mo est. |
| Lot 12 | High Ten Ranch | 10.9 | $240,435 | about $1,411/mo est. |
| Lot 7 | High Ten Ranch | 11.2 | $251,752 | about $1,478/mo est. |
| Lot 26 | High Ten Ranch | 11 | $253,966 | about $1,491/mo est. |
| Lot 25 | High Ten Ranch | 11.1 | $254,357 | about $1,493/mo est. |
| Lot 5 | Elm Springs | 20.8 | $254,900 | about $1,496/mo est. |
| Lot 13 | High Ten Ranch | 11.6 | $260,595 | about $1,530/mo est. |
| Lot 11 | High Ten Ranch | 12.3 | $277,200 | about $1,627/mo est. |
| Lot 239 | Tortuga Ranch | 58 | $289,460 | about $1,699/mo est. |
| Lot 230 | Tortuga Ranch | 73.5 | $293,880 | about $1,725/mo est. |
| Lot 21 | High Ten Ranch | 14.3 | $327,740 | about $1,924/mo est. |
| Lot 231 | Tortuga Ranch | 83.7 | $334,640 | about $1,964/mo est. |
| Lot 24 | High Ten Ranch | 15.1 | $339,975 | about $1,996/mo est. |
| Lot 1 | Elm Springs | 35.5 | $420,095 | about $2,466/mo est. |
| Lot 232 | Tortuga Ranch | 90 | $449,650 | about $2,639/mo est. |
| Lot 134 | Tortuga Ranch | 46.3 | $695,995 | about $4,086/mo est. |
The Ranch Enterprises family
Selling Texas land for over 25 years
Guadalupe Ranch Co. is part of the Ranch Enterprises family — surveyed tracts, deeded access, and owner financing serviced in-house. We're the seller and the lender, not a broker handing you off to a bank.
- 25+ yrs
- Selling Texas land
- 320,000+
- Acres sold · TX, CO & NM
- 5,000+
- Tracts financed in-house
- 20+
- Texas counties
Frequently asked
- Do you owner-finance every tract?
- Yes. Guadalupe Ranch Co. finances every tract in-house with as little as 5% down and no bank. Pick a tract, choose your down payment, and the estimator on its page shows the payment before you call.
- Is the land surveyed with deeded access?
- Every tract is surveyed and sold with deeded access on graded ranch roads, so the acreage on the page is the acreage on the deed.
- How are the monthly estimates figured?
- Estimates use each tract's current terms or our table rate at 20% down over 30 years; taxes extra; final terms set at contract.
- Any manufactured home?
- Usually new or nearly new, a minimum size, towing gear removed, skirted and anchored per state rules. The ranch's restrictions page lists the conditions.
Estimate your payment
Your rate follows your down payment — and improves on tracts over $200k. These are our actual tiers.
Estimated monthly
$353
Estimate only — excludes taxes, fees, and maintenance assessments. Actual financing terms are set at contract. Call (830)-307-7533 for current owner finance terms.
Get first shot at the next one
Tell us what you're after and a salesman will text you the tracts that fit, including the ones that list after today.