Owner financed · no bank required
Land under $1,000 a month in McCulloch County
49 owner-financed tracts with an estimated payment under $1,000 a month at 20% down over 30 years. Put more down and it drops. No bank.
- open tracts
- 49
- starting price
- $77,550
- starting payment
- $499/mo
- Open tracts
- 49
- From
- $77,550
- Est. monthly
- from $499/mo
- Ranch
- 1
Where they are
Highlighted tracts are the ones that match this page.
By the numbers
Most tracts here are between $100,000 and $150,000.
- 5% down · $5,737 down · $1,030/mo at 10.9%
- 10% down · $11,473 down · $899/mo at 9.9%
- 15% down · $17,210 down · $820/mo at 9.5%
- 20% down · $22,946 down · $739/mo at 9%
about $499/mo est.
about $517/mo est.
about $527/mo est.
about $527/mo est.
about $552/mo est.
about $592/mo est.
about $599/mo est.
about $608/mo est.
about $609/mo est.
about $616/mo est.
about $636/mo est.
about $646/mo est.
about $653/mo est.
about $666/mo est.
about $667/mo est.
about $667/mo est.
about $668/mo est.
about $685/mo est.
about $691/mo est.
about $719/mo est.
about $721/mo est.
about $725/mo est.
about $738/mo est.
about $739/mo est.
about $742/mo est.
about $753/mo est.
about $761/mo est.
about $765/mo est.
about $766/mo est.
about $775/mo est.
about $790/mo est.
about $799/mo est.
about $801/mo est.
about $813/mo est.
about $841/mo est.
about $845/mo est.
about $885/mo est.
about $897/mo est.
about $899/mo est.
about $923/mo est.
1 more tract in this bracket. Tap one for photos and the map.
| Tract | Ranch | Acres | Price | Est. payment |
|---|---|---|---|---|
| Lot 6 | Lohn Hollow Ranch | 20.4 | $152,775 | about $983/mo est. |
The Ranch Enterprises family
Selling Texas land for over 25 years
Guadalupe Ranch Co. is part of the Ranch Enterprises family — surveyed tracts, deeded access, and owner financing serviced in-house. We're the seller and the lender, not a broker handing you off to a bank.
- 25+ yrs
- Selling Texas land
- 320,000+
- Acres sold · TX, CO & NM
- 5,000+
- Tracts financed in-house
- 20+
- Texas counties
Frequently asked
- Do you owner-finance every tract?
- Yes. Guadalupe Ranch Co. finances every tract in-house with as little as 5% down and no bank. Pick a tract, choose your down payment, and the estimator on its page shows the payment before you call.
- Is the land surveyed with deeded access?
- Every tract is surveyed and sold with deeded access on graded ranch roads, so the acreage on the page is the acreage on the deed.
- How are the monthly estimates figured?
- Estimates use each tract's current terms or our table rate at 20% down over 30 years; taxes extra; final terms set at contract.
Estimate your payment
Your rate follows your down payment — and improves on tracts over $200k. These are our actual tiers.
Estimated monthly
$499
Estimate only — excludes taxes, fees, and maintenance assessments. Actual financing terms are set at contract. Call (830)-307-7533 for current owner finance terms.
Get first shot at the next one
Tell us what you're after and a salesman will text you the tracts that fit, including the ones that list after today.