Owner financed · no bank required
10 to 20 acre tracts in McCulloch County
49 owner-financed tracts between 10 and 20 surveyed acres, the size most buyers start with. As little as 5% down, no bank.
- open tracts
- 49
- starting price
- $77,550
- acres
- 10–19
- Open tracts
- 49
- From
- $77,550
- Est. monthly
- from $499/mo
- Ranch
- 1
Where they are
Highlighted tracts are the ones that match this page.
By the numbers
Most tracts here are between $100,000 and $150,000.
- 5% down · $5,737 down · $1,030/mo at 10.9%
- 10% down · $11,473 down · $899/mo at 9.9%
- 15% down · $17,210 down · $820/mo at 9.5%
- 20% down · $22,946 down · $739/mo at 9%
about $738/mo est.
about $517/mo est.
about $527/mo est.
about $527/mo est.
about $499/mo est.
about $609/mo est.
about $552/mo est.
about $636/mo est.
about $646/mo est.
about $653/mo est.
about $666/mo est.
about $667/mo est.
about $667/mo est.
about $668/mo est.
about $592/mo est.
about $599/mo est.
about $691/mo est.
about $608/mo est.
about $616/mo est.
about $897/mo est.
about $753/mo est.
about $766/mo est.
about $719/mo est.
about $721/mo est.
about $725/mo est.
about $775/mo est.
about $685/mo est.
about $790/mo est.
about $742/mo est.
about $799/mo est.
about $801/mo est.
about $761/mo est.
about $765/mo est.
about $841/mo est.
about $739/mo est.
about $1,065/mo est.
about $813/mo est.
about $885/mo est.
about $899/mo est.
about $845/mo est.
about $1,132/mo est.
1 more tract in this bracket. Tap one for photos and the map.
| Tract | Ranch | Acres | Price | Est. payment |
|---|---|---|---|---|
| Lot 39 | Lohn Hollow Ranch | 19.1 | $143,400 | about $923/mo est. |
The Ranch Enterprises family
Selling Texas land for over 25 years
Guadalupe Ranch Co. is part of the Ranch Enterprises family — surveyed tracts, deeded access, and owner financing serviced in-house. We're the seller and the lender, not a broker handing you off to a bank.
- 25+ yrs
- Selling Texas land
- 320,000+
- Acres sold · TX, CO & NM
- 5,000+
- Tracts financed in-house
- 20+
- Texas counties
Frequently asked
- Do you owner-finance every tract?
- Yes. Guadalupe Ranch Co. finances every tract in-house with as little as 5% down and no bank. Pick a tract, choose your down payment, and the estimator on its page shows the payment before you call.
- Is the land surveyed with deeded access?
- Every tract is surveyed and sold with deeded access on graded ranch roads, so the acreage on the page is the acreage on the deed.
- How are the monthly estimates figured?
- Estimates use each tract's current terms or our table rate at 20% down over 30 years; taxes extra; final terms set at contract.
- How big is "10 to 20 acres" really?
- 10 acres is about 8 football fields; 20 acres is about 15. Every tract here is surveyed, so the acreage on the page is the acreage on the deed. 49 such tracts are open right now.
Estimate your payment
Your rate follows your down payment — and improves on tracts over $200k. These are our actual tiers.
Estimated monthly
$499
Estimate only — excludes taxes, fees, and maintenance assessments. Actual financing terms are set at contract. Call (830)-307-7533 for current owner finance terms.
Get first shot at the next one
Tell us what you're after and a salesman will text you the tracts that fit, including the ones that list after today.