Owner financed · no bank required
Land with 5% down in Val Verde County
50 owner-financed tracts, each with the actual 5% down payment and the estimated monthly at that tier, 30 years. No bank.
- open tracts
- 50
- starting price
- $50,995
- starting payment
- $328/mo
- Open tracts
- 50
- From
- $50,995
- Est. monthly
- from $328/mo
- Ranches
- 4
Where they are
Highlighted tracts are the ones that match this page.
By the numbers
Most tracts here are between $100,000 and $200,000.
- 5% down · $7,240 down · $1,300/mo at 10.9%
- 10% down · $14,481 down · $1,134/mo at 9.9%
- 15% down · $21,721 down · $1,035/mo at 9.5%
- 20% down · $28,961 down · $932/mo at 9%
$2,550 down · about $458/mo est.
$4,200 down · about $754/mo est.
$4,463 down · about $801/mo est.
$4,550 down · about $817/mo est.
$4,725 down · about $848/mo est.
$4,813 down · about $864/mo est.
$4,856 down · about $872/mo est.
$5,031 down · about $903/mo est.
$5,381 down · about $966/mo est.
$5,420 down · about $973/mo est.
$5,555 down · about $997/mo est.
$6,038 down · about $1,084/mo est.
$6,038 down · about $1,084/mo est.
$6,230 down · about $1,118/mo est.
$6,332 down · about $1,137/mo est.
$6,344 down · about $1,139/mo est.
$6,344 down · about $1,139/mo est.
$6,537 down · about $1,173/mo est.
$6,571 down · about $1,180/mo est.
$6,624 down · about $1,189/mo est.
$6,643 down · about $1,193/mo est.
$6,783 down · about $1,218/mo est.
$7,163 down · about $1,286/mo est.
$7,182 down · about $1,289/mo est.
$7,218 down · about $1,296/mo est.
$7,263 down · about $1,304/mo est.
$7,496 down · about $1,346/mo est.
$7,610 down · about $1,366/mo est.
$7,654 down · about $1,374/mo est.
$7,690 down · about $1,380/mo est.
$7,721 down · about $1,386/mo est.
$7,767 down · about $1,394/mo est.
$7,856 down · about $1,410/mo est.
$7,925 down · about $1,423/mo est.
$7,955 down · about $1,428/mo est.
$8,003 down · about $1,437/mo est.
$8,085 down · about $1,451/mo est.
$8,119 down · about $1,457/mo est.
$8,412 down · about $1,510/mo est.
$8,420 down · about $1,511/mo est.
$8,750 down · about $1,571/mo est.
$8,759 down · about $1,572/mo est.
$9,442 down · about $1,695/mo est.
$9,760 down · about $1,752/mo est.
$9,968 down · about $1,789/mo est.
$10,335 down · about $1,709/mo est.
$10,569 down · about $1,747/mo est.
$11,004 down · about $1,819/mo est.
The Ranch Enterprises family
Selling Texas land for over 25 years
Guadalupe Ranch Co. is part of the Ranch Enterprises family — surveyed tracts, deeded access, and owner financing serviced in-house. We're the seller and the lender, not a broker handing you off to a bank.
- 25+ yrs
- Selling Texas land
- 320,000+
- Acres sold · TX, CO & NM
- 5,000+
- Tracts financed in-house
- 20+
- Texas counties
Frequently asked
- Do you owner-finance every tract?
- Yes. Guadalupe Ranch Co. finances every tract in-house with as little as 5% down and no bank. Pick a tract, choose your down payment, and the estimator on its page shows the payment before you call.
- Is the land surveyed with deeded access?
- Every tract is surveyed and sold with deeded access on graded ranch roads, so the acreage on the page is the acreage on the deed.
- How are the monthly estimates figured?
- Estimates use each tract's current terms or our table rate at 20% down over 30 years; taxes extra; final terms set at contract.
- Is 5% really the minimum?
- Yes. The rate follows the down payment tier, so 5% down carries a higher rate than 20% down; both are shown before you sign. The tract page's estimator lets you move the slider.
Estimate your payment
Your rate follows your down payment — and improves on tracts over $200k. These are our actual tiers.
Estimated monthly
$328
Estimate only — excludes taxes, fees, and maintenance assessments. Actual financing terms are set at contract. Call (830)-307-7533 for current owner finance terms.
Get first shot at the next one
Tell us what you're after and a salesman will text you the tracts that fit, including the ones that list after today.