Owner financed · no bank required
Land with 5% down in McCulloch County
77 owner-financed tracts, each with the actual 5% down payment and the estimated monthly at that tier, 30 years. No bank.
- open tracts
- 77
- starting price
- $77,550
- starting payment
- $499/mo
- Open tracts
- 77
- From
- $77,550
- Est. monthly
- from $499/mo
- Ranch
- 1
Where they are
Highlighted tracts are the ones that match this page.
By the numbers
Most tracts here are between $75,000 and $150,000.
- 5% down · $6,532 down · $1,173/mo at 10.9%
- 10% down · $13,064 down · $1,023/mo at 9.9%
- 15% down · $19,596 down · $934/mo at 9.5%
- 20% down · $26,128 down · $841/mo at 9%
$3,878 down · about $696/mo est.
$4,012 down · about $720/mo est.
$4,092 down · about $735/mo est.
$4,096 down · about $735/mo est.
$4,291 down · about $770/mo est.
$4,596 down · about $825/mo est.
$4,652 down · about $835/mo est.
$4,722 down · about $848/mo est.
$4,732 down · about $849/mo est.
$4,785 down · about $859/mo est.
$4,940 down · about $887/mo est.
$5,020 down · about $901/mo est.
$5,076 down · about $911/mo est.
$5,172 down · about $928/mo est.
$5,184 down · about $931/mo est.
$5,184 down · about $931/mo est.
$5,192 down · about $932/mo est.
$5,320 down · about $955/mo est.
$5,360 down · about $962/mo est.
$5,368 down · about $964/mo est.
$5,588 down · about $1,003/mo est.
$5,603 down · about $1,006/mo est.
$5,633 down · about $1,011/mo est.
$5,730 down · about $1,029/mo est.
$5,737 down · about $1,030/mo est.
$5,764 down · about $1,035/mo est.
$5,848 down · about $1,050/mo est.
$5,914 down · about $1,062/mo est.
$5,940 down · about $1,066/mo est.
$5,952 down · about $1,068/mo est.
$6,020 down · about $1,081/mo est.
$6,072 down · about $1,090/mo est.
$6,132 down · about $1,101/mo est.
$6,140 down · about $1,102/mo est.
$6,208 down · about $1,114/mo est.
$6,224 down · about $1,117/mo est.
$6,312 down · about $1,133/mo est.
$6,315 down · about $1,134/mo est.
$6,532 down · about $1,173/mo est.
$6,563 down · about $1,178/mo est.
$6,664 down · about $1,196/mo est.
$6,876 down · about $1,234/mo est.
$6,965 down · about $1,250/mo est.
$6,980 down · about $1,253/mo est.
$7,132 down · about $1,280/mo est.
$7,170 down · about $1,287/mo est.
$7,217 down · about $1,296/mo est.
29 more tracts in this bracket. Tap one for photos and the map.
| Tract | Ranch | Acres | Price | Est. payment |
|---|---|---|---|---|
| Lot 6 | Lohn Hollow Ranch | 20.4 | $152,775 | $7,639 down · about $1,371/mo est. |
| Lot 1 | Lohn Hollow Ranch | 21.3 | $160,050 | $8,003 down · about $1,437/mo est. |
| Lot 50 | Lohn Hollow Ranch | 20 | $160,320 | $8,016 down · about $1,439/mo est. |
| Lot 20 | Lohn Hollow Ranch | 20.5 | $163,600 | $8,180 down · about $1,468/mo est. |
| Lot 26 | Lohn Hollow Ranch | 16.5 | $165,400 | $8,270 down · about $1,485/mo est. |
| Lot 76 | Lohn Hollow Ranch | 21.2 | $169,360 | $8,468 down · about $1,520/mo est. |
| Lot 49 | Lohn Hollow Ranch | 21.6 | $173,120 | $8,656 down · about $1,554/mo est. |
| Lot 25 | Lohn Hollow Ranch | 17.6 | $175,900 | $8,795 down · about $1,579/mo est. |
| Lot 73 | Lohn Hollow Ranch | 24.6 | $196,480 | $9,824 down · about $1,763/mo est. |
| Lot 71 | Lohn Hollow Ranch | 20.4 | $203,700 | $10,185 down · about $1,684/mo est. |
| Lot 28 | Lohn Hollow Ranch | 25.8 | $206,560 | $10,328 down · about $1,708/mo est. |
| Lot 10 | Lohn Hollow Ranch | 27.1 | $216,880 | $10,844 down · about $1,793/mo est. |
| Lot 72 | Lohn Hollow Ranch | 27.4 | $219,200 | $10,960 down · about $1,812/mo est. |
| Lot 29 | Lohn Hollow Ranch | 22.6 | $225,700 | $11,285 down · about $1,866/mo est. |
| Lot 7 | Lohn Hollow Ranch | 28.8 | $230,160 | $11,508 down · about $1,903/mo est. |
| Lot 79 | Lohn Hollow Ranch | 33.6 | $251,625 | $12,581 down · about $2,080/mo est. |
| Lot 48 | Lohn Hollow Ranch | 28.4 | $283,500 | $14,175 down · about $2,344/mo est. |
| Lot 18 | Lohn Hollow Ranch | 35.8 | $286,480 | $14,324 down · about $2,368/mo est. |
| Lot 78 | Lohn Hollow Ranch | 43.3 | $324,900 | $16,245 down · about $2,686/mo est. |
| Lot 24 | Lohn Hollow Ranch | 32.6 | $325,900 | $16,295 down · about $2,694/mo est. |
| Lot 27 | Lohn Hollow Ranch | 34.6 | $345,800 | $17,290 down · about $2,859/mo est. |
| Lot 16 | Lohn Hollow Ranch | 37 | $370,100 | $18,505 down · about $3,060/mo est. |
| Lot 17 | Lohn Hollow Ranch | 52.2 | $391,425 | $19,571 down · about $3,236/mo est. |
| Lot 80 | Lohn Hollow Ranch | 39.7 | $397,200 | $19,860 down · about $3,284/mo est. |
| Lot 77 | Lohn Hollow Ranch | 46.2 | $461,800 | $23,090 down · about $3,818/mo est. |
| Lot 14 | Lohn Hollow Ranch | 101.1 | $1,010,500 | $50,525 down · about $8,354/mo est. |
| Lot 15 | Lohn Hollow Ranch | 103.4 | $1,033,700 | $51,685 down · about $8,545/mo est. |
| Lot 19 | Lohn Hollow Ranch | 107.1 | $1,070,400 | $53,520 down · about $8,849/mo est. |
| Lot 13 | Lohn Hollow Ranch | 123.3 | $1,250,000 | $62,500 down · about $10,334/mo est. |
The Ranch Enterprises family
Selling Texas land for over 25 years
Guadalupe Ranch Co. is part of the Ranch Enterprises family — surveyed tracts, deeded access, and owner financing serviced in-house. We're the seller and the lender, not a broker handing you off to a bank.
- 25+ yrs
- Selling Texas land
- 320,000+
- Acres sold · TX, CO & NM
- 5,000+
- Tracts financed in-house
- 20+
- Texas counties
Frequently asked
- Do you owner-finance every tract?
- Yes. Guadalupe Ranch Co. finances every tract in-house with as little as 5% down and no bank. Pick a tract, choose your down payment, and the estimator on its page shows the payment before you call.
- Is the land surveyed with deeded access?
- Every tract is surveyed and sold with deeded access on graded ranch roads, so the acreage on the page is the acreage on the deed.
- How are the monthly estimates figured?
- Estimates use each tract's current terms or our table rate at 20% down over 30 years; taxes extra; final terms set at contract.
- Is 5% really the minimum?
- Yes. The rate follows the down payment tier, so 5% down carries a higher rate than 20% down; both are shown before you sign. The tract page's estimator lets you move the slider.
Estimate your payment
Your rate follows your down payment — and improves on tracts over $200k. These are our actual tiers.
Estimated monthly
$499
Estimate only — excludes taxes, fees, and maintenance assessments. Actual financing terms are set at contract. Call (830)-307-7533 for current owner finance terms.
Get first shot at the next one
Tell us what you're after and a salesman will text you the tracts that fit, including the ones that list after today.