Owner financed · no bank required
Land with 5% down in Duval County
55 owner-financed tracts, each with the actual 5% down payment and the estimated monthly at that tier, 30 years. No bank.
- open tracts
- 55
- starting price
- $54,795
- starting payment
- $353/mo
- Open tracts
- 55 · 7 pending
- From
- $54,795
- Est. monthly
- from $353/mo
- Ranches
- 5
Where they are
Highlighted tracts are the ones that match this page.
By the numbers
Most tracts here are between $50,000 and $100,000.
- 5% down · $4,450 down · $799/mo at 10.9%
- 10% down · $8,900 down · $697/mo at 9.9%
- 15% down · $13,350 down · $636/mo at 9.5%
- 20% down · $17,800 down · $573/mo at 9%
$2,740 down · about $492/mo est.
$2,817 down · about $506/mo est.
$2,825 down · about $507/mo est.
$2,825 down · about $507/mo est.
$2,832 down · about $508/mo est.
$2,930 down · about $526/mo est.
$2,975 down · about $534/mo est.
$2,975 down · about $534/mo est.
$2,978 down · about $535/mo est.
$2,978 down · about $535/mo est.
$3,067 down · about $551/mo est.
$3,082 down · about $553/mo est.
$3,100 down · about $556/mo est.
$3,104 down · about $557/mo est.
$3,117 down · about $560/mo est.
$3,197 down · about $574/mo est.
$3,307 down · about $594/mo est.
$3,374 down · about $606/mo est.
$3,522 down · about $632/mo est.
$3,641 down · about $654/mo est.
$3,659 down · about $657/mo est.
$3,674 down · about $659/mo est.
$3,706 down · about $665/mo est.
$3,724 down · about $668/mo est.
$3,789 down · about $680/mo est.
$3,941 down · about $707/mo est.
$3,942 down · about $708/mo est.
$3,974 down · about $713/mo est.
$3,981 down · about $715/mo est.
$4,071 down · about $731/mo est.
$4,361 down · about $783/mo est.
$4,450 down · about $799/mo est.
$4,491 down · about $806/mo est.
$4,552 down · about $817/mo est.
$4,613 down · about $828/mo est.
$4,620 down · about $829/mo est.
$4,680 down · about $840/mo est.
$4,709 down · about $845/mo est.
$4,736 down · about $850/mo est.
$4,754 down · about $853/mo est.
$4,760 down · about $854/mo est.
$4,772 down · about $857/mo est.
$4,828 down · about $867/mo est.
$5,357 down · about $962/mo est.
$5,364 down · about $963/mo est.
$5,552 down · about $997/mo est.
$5,874 down · about $1,054/mo est.
14 more tracts in this bracket. Tap one for photos and the map.
| Tract | Ranch | Acres | Price | Est. payment |
|---|---|---|---|---|
| Lot 179 | Tortuga Ranch | 25.2 | $125,974 | $6,299 down · about $1,131/mo est. |
| Lot 229 | Tortuga Ranch | 27.2 | $135,814 | $6,791 down · about $1,219/mo est. |
| Lot 240 | Tortuga Ranch | 27.6 | $138,012 | $6,901 down · about $1,239/mo est. |
| Lot 60 | 44 Ranch North | 23.8 | $141,670 | $7,084 down · about $1,272/mo est. |
| Lot 70 | 44 Ranch North | 26.5 | $157,913 | $7,896 down · about $1,417/mo est. |
| Lot 6 | 44 Ranch North | 25.9 | $168,220 | $8,411 down · about $1,510/mo est. |
| Lot 63 | 44 Ranch North | 30.4 | $197,600 | $9,880 down · about $1,774/mo est. |
| Lot 71 | 44 Ranch North | 33.4 | $198,492 | $9,925 down · about $1,782/mo est. |
| Lot 48 | 44 Ranch South | 30 | $208,361 | $10,418 down · about $1,722/mo est. |
| Lot 239 | Tortuga Ranch | 58 | $289,460 | $14,473 down · about $2,393/mo est. |
| Lot 230 | Tortuga Ranch | 73.5 | $293,880 | $14,694 down · about $2,429/mo est. |
| Lot 231 | Tortuga Ranch | 83.7 | $334,640 | $16,732 down · about $2,766/mo est. |
| Lot 232 | Tortuga Ranch | 90 | $449,650 | $22,483 down · about $3,717/mo est. |
| Lot 134 | Tortuga Ranch | 46.3 | $695,995 | $34,800 down · about $5,754/mo est. |
The Ranch Enterprises family
Selling Texas land for over 25 years
Guadalupe Ranch Co. is part of the Ranch Enterprises family — surveyed tracts, deeded access, and owner financing serviced in-house. We're the seller and the lender, not a broker handing you off to a bank.
- 25+ yrs
- Selling Texas land
- 320,000+
- Acres sold · TX, CO & NM
- 5,000+
- Tracts financed in-house
- 20+
- Texas counties
Frequently asked
- Do you owner-finance every tract?
- Yes. Guadalupe Ranch Co. finances every tract in-house with as little as 5% down and no bank. Pick a tract, choose your down payment, and the estimator on its page shows the payment before you call.
- Is the land surveyed with deeded access?
- Every tract is surveyed and sold with deeded access on graded ranch roads, so the acreage on the page is the acreage on the deed.
- How are the monthly estimates figured?
- Estimates use each tract's current terms or our table rate at 20% down over 30 years; taxes extra; final terms set at contract.
- Is 5% really the minimum?
- Yes. The rate follows the down payment tier, so 5% down carries a higher rate than 20% down; both are shown before you sign. The tract page's estimator lets you move the slider.
Estimate your payment
Your rate follows your down payment — and improves on tracts over $200k. These are our actual tiers.
Estimated monthly
$353
Estimate only — excludes taxes, fees, and maintenance assessments. Actual financing terms are set at contract. Call (830)-307-7533 for current owner finance terms.
Get first shot at the next one
Tell us what you're after and a salesman will text you the tracts that fit, including the ones that list after today.