Owner financed · no bank required
Land with a creek, pond or well in McCulloch County
58 owner-financed tracts with a live or seasonal creek, a pond, a spring, a tank or a well noted on the listing. As little as 5% down, no bank.
- open tracts
- 58
- starting price
- $77,550
- starting payment
- $499/mo
- Open tracts
- 58
- From
- $77,550
- Est. monthly
- from $499/mo
- Ranch
- 1
Where they are
Highlighted tracts are the ones that match this page.
By the numbers
Most tracts here are between $75,000 and $150,000.
- 5% down · $6,613 down · $1,187/mo at 10.9%
- 10% down · $13,227 down · $1,036/mo at 9.9%
- 15% down · $19,840 down · $945/mo at 9.5%
- 20% down · $26,453 down · $851/mo at 9%
about $499/mo est.
about $527/mo est.
about $527/mo est.
about $552/mo est.
about $599/mo est.
about $608/mo est.
about $609/mo est.
about $636/mo est.
about $653/mo est.
about $666/mo est.
about $667/mo est.
about $685/mo est.
about $691/mo est.
about $719/mo est.
about $721/mo est.
about $738/mo est.
about $739/mo est.
about $742/mo est.
about $765/mo est.
about $766/mo est.
about $799/mo est.
about $801/mo est.
about $813/mo est.
about $841/mo est.
about $845/mo est.
about $897/mo est.
about $899/mo est.
about $923/mo est.
about $983/mo est.
about $1,030/mo est.
about $1,053/mo est.
about $1,065/mo est.
about $1,090/mo est.
about $1,132/mo est.
about $1,196/mo est.
about $1,213/mo est.
about $1,273/mo est.
about $1,287/mo est.
about $1,325/mo est.
about $1,477/mo est.
about $1,664/mo est.
10 more tracts in this bracket. Tap one for photos and the map.
| Tract | Ranch | Acres | Price | Est. payment |
|---|---|---|---|---|
| Lot 24 | Lohn Hollow Ranch | 32.6 | $325,900 | about $1,913/mo est. |
| Lot 27 | Lohn Hollow Ranch | 34.6 | $345,800 | about $2,030/mo est. |
| Lot 16 | Lohn Hollow Ranch | 37 | $370,100 | about $2,173/mo est. |
| Lot 17 | Lohn Hollow Ranch | 52.2 | $391,425 | about $2,298/mo est. |
| Lot 80 | Lohn Hollow Ranch | 39.7 | $397,200 | about $2,332/mo est. |
| Lot 77 | Lohn Hollow Ranch | 46.2 | $461,800 | about $2,711/mo est. |
| Lot 14 | Lohn Hollow Ranch | 101.1 | $1,010,500 | about $5,932/mo est. |
| Lot 15 | Lohn Hollow Ranch | 103.4 | $1,033,700 | about $6,068/mo est. |
| Lot 19 | Lohn Hollow Ranch | 107.1 | $1,070,400 | about $6,283/mo est. |
| Lot 13 | Lohn Hollow Ranch | 123.3 | $1,250,000 | about $7,338/mo est. |
The Ranch Enterprises family
Selling Texas land for over 25 years
Guadalupe Ranch Co. is part of the Ranch Enterprises family — surveyed tracts, deeded access, and owner financing serviced in-house. We're the seller and the lender, not a broker handing you off to a bank.
- 25+ yrs
- Selling Texas land
- 320,000+
- Acres sold · TX, CO & NM
- 5,000+
- Tracts financed in-house
- 20+
- Texas counties
Frequently asked
- Do you owner-finance every tract?
- Yes. Guadalupe Ranch Co. finances every tract in-house with as little as 5% down and no bank. Pick a tract, choose your down payment, and the estimator on its page shows the payment before you call.
- Is the land surveyed with deeded access?
- Every tract is surveyed and sold with deeded access on graded ranch roads, so the acreage on the page is the acreage on the deed.
- How are the monthly estimates figured?
- Estimates use each tract's current terms or our table rate at 20% down over 30 years; taxes extra; final terms set at contract.
- Does the creek run year-round?
- Only where the listing says "live creek." "Seasonal" and "draw" mean it runs after rain. The tract page and the ranch's rainfall chart tell you which.
Estimate your payment
Your rate follows your down payment — and improves on tracts over $200k. These are our actual tiers.
Estimated monthly
$499
Estimate only — excludes taxes, fees, and maintenance assessments. Actual financing terms are set at contract. Call (830)-307-7533 for current owner finance terms.
Get first shot at the next one
Tell us what you're after and a salesman will text you the tracts that fit, including the ones that list after today.