Owner financed · no bank required
Land to build a home, barndominium or cabin on in McCulloch County
77 owner-financed tracts on ranches whose deed restrictions allow a site-built home. Each ranch card says what else is allowed: manufactured homes, RVs for weekends, and any minimum size. As little as 5% down, no bank.
- open tracts
- 77
- starting price
- $77,550
- starting payment
- $499/mo
- Open tracts
- 77
- From
- $77,550
- Est. monthly
- from $499/mo
- Ranch
- 1
Where they are
Highlighted tracts are the ones that match this page.
By the numbers
Most tracts here are between $75,000 and $150,000.
- 5% down · $6,532 down · $1,173/mo at 10.9%
- 10% down · $13,064 down · $1,023/mo at 9.9%
- 15% down · $19,596 down · $934/mo at 9.5%
- 20% down · $26,128 down · $841/mo at 9%
What each ranch allows
From the deed restrictions. The restrictions page has the exact wording, and it governs.
- Lohn Hollow Ranch
site-built home: yes · manufactured home: ask · RV for weekends: yes
Read the restrictions
about $499/mo est.
about $517/mo est.
about $527/mo est.
about $527/mo est.
about $552/mo est.
about $592/mo est.
about $599/mo est.
about $608/mo est.
about $609/mo est.
about $616/mo est.
about $636/mo est.
about $646/mo est.
about $653/mo est.
about $666/mo est.
about $667/mo est.
about $667/mo est.
about $668/mo est.
about $685/mo est.
about $691/mo est.
about $719/mo est.
about $721/mo est.
about $725/mo est.
about $738/mo est.
about $739/mo est.
about $742/mo est.
about $753/mo est.
about $761/mo est.
about $765/mo est.
about $766/mo est.
about $775/mo est.
about $790/mo est.
about $799/mo est.
about $801/mo est.
about $813/mo est.
about $841/mo est.
about $845/mo est.
about $885/mo est.
about $897/mo est.
about $899/mo est.
about $923/mo est.
29 more tracts in this bracket. Tap one for photos and the map.
| Tract | Ranch | Acres | Price | Est. payment |
|---|---|---|---|---|
| Lot 6 | Lohn Hollow Ranch | 20.4 | $152,775 | about $983/mo est. |
| Lot 1 | Lohn Hollow Ranch | 21.3 | $160,050 | about $1,030/mo est. |
| Lot 50 | Lohn Hollow Ranch | 20 | $160,320 | about $1,032/mo est. |
| Lot 20 | Lohn Hollow Ranch | 20.5 | $163,600 | about $1,053/mo est. |
| Lot 26 | Lohn Hollow Ranch | 16.5 | $165,400 | about $1,065/mo est. |
| Lot 76 | Lohn Hollow Ranch | 21.2 | $169,360 | about $1,090/mo est. |
| Lot 49 | Lohn Hollow Ranch | 21.6 | $173,120 | about $1,114/mo est. |
| Lot 25 | Lohn Hollow Ranch | 17.6 | $175,900 | about $1,132/mo est. |
| Lot 73 | Lohn Hollow Ranch | 24.6 | $196,480 | about $1,265/mo est. |
| Lot 71 | Lohn Hollow Ranch | 20.4 | $203,700 | about $1,196/mo est. |
| Lot 28 | Lohn Hollow Ranch | 25.8 | $206,560 | about $1,213/mo est. |
| Lot 10 | Lohn Hollow Ranch | 27.1 | $216,880 | about $1,273/mo est. |
| Lot 72 | Lohn Hollow Ranch | 27.4 | $219,200 | about $1,287/mo est. |
| Lot 29 | Lohn Hollow Ranch | 22.6 | $225,700 | about $1,325/mo est. |
| Lot 7 | Lohn Hollow Ranch | 28.8 | $230,160 | about $1,351/mo est. |
| Lot 79 | Lohn Hollow Ranch | 33.6 | $251,625 | about $1,477/mo est. |
| Lot 48 | Lohn Hollow Ranch | 28.4 | $283,500 | about $1,664/mo est. |
| Lot 18 | Lohn Hollow Ranch | 35.8 | $286,480 | about $1,682/mo est. |
| Lot 78 | Lohn Hollow Ranch | 43.3 | $324,900 | about $1,907/mo est. |
| Lot 24 | Lohn Hollow Ranch | 32.6 | $325,900 | about $1,913/mo est. |
| Lot 27 | Lohn Hollow Ranch | 34.6 | $345,800 | about $2,030/mo est. |
| Lot 16 | Lohn Hollow Ranch | 37 | $370,100 | about $2,173/mo est. |
| Lot 17 | Lohn Hollow Ranch | 52.2 | $391,425 | about $2,298/mo est. |
| Lot 80 | Lohn Hollow Ranch | 39.7 | $397,200 | about $2,332/mo est. |
| Lot 77 | Lohn Hollow Ranch | 46.2 | $461,800 | about $2,711/mo est. |
| Lot 14 | Lohn Hollow Ranch | 101.1 | $1,010,500 | about $5,932/mo est. |
| Lot 15 | Lohn Hollow Ranch | 103.4 | $1,033,700 | about $6,068/mo est. |
| Lot 19 | Lohn Hollow Ranch | 107.1 | $1,070,400 | about $6,283/mo est. |
| Lot 13 | Lohn Hollow Ranch | 123.3 | $1,250,000 | about $7,338/mo est. |
The Ranch Enterprises family
Selling Texas land for over 25 years
Guadalupe Ranch Co. is part of the Ranch Enterprises family — surveyed tracts, deeded access, and owner financing serviced in-house. We're the seller and the lender, not a broker handing you off to a bank.
- 25+ yrs
- Selling Texas land
- 320,000+
- Acres sold · TX, CO & NM
- 5,000+
- Tracts financed in-house
- 20+
- Texas counties
Frequently asked
- Do you owner-finance every tract?
- Yes. Guadalupe Ranch Co. finances every tract in-house with as little as 5% down and no bank. Pick a tract, choose your down payment, and the estimator on its page shows the payment before you call.
- Is the land surveyed with deeded access?
- Every tract is surveyed and sold with deeded access on graded ranch roads, so the acreage on the page is the acreage on the deed.
- How are the monthly estimates figured?
- Estimates use each tract's current terms or our table rate at 20% down over 30 years; taxes extra; final terms set at contract.
- Can I put a barndominium on it?
- On most ranches yes, as a site-built residence; some ask that metal be painted or the design pass a building board. The ranch's restrictions page has the exact wording and it governs.
- Can I live in an RV while I build?
- Ranches marked "RV for weekends: yes" allow temporary RV use with a permitted septic connection; "no" means the covenants bar RVs as a residence. Never assume from another ranch's rules.
Estimate your payment
Your rate follows your down payment — and improves on tracts over $200k. These are our actual tiers.
Estimated monthly
$499
Estimate only — excludes taxes, fees, and maintenance assessments. Actual financing terms are set at contract. Call (830)-307-7533 for current owner finance terms.
Get first shot at the next one
Tell us what you're after and a salesman will text you the tracts that fit, including the ones that list after today.